Employment practices liability (EPL) insurance provides coverage to individual employees and the corporation for wrongful employment practices claims. Policies can be written to include coverage for suits brought by first party (your employees) or third party (vendors or any other business partners).
Wrongful employment practices can include:
- Failure to promote
- Wrongful dismissal (including retaliation)
- Misrepresentation
- Discrimination
- Negligent evaluation
- Wrongful discipline
- Defamation
- Invasion of privacy
- Emotional distress
- Harassment
EPL insurance is for companies or organizations with one or more employees.
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