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Business Auto Insurance

This policy can provide a combination of liability protection and physical damage coverage for loss due to damage to vehicles owned, maintained, or used by your business. Additional coverage such as medical payments and uninsured motorist protection can be purchased to customize the policy to fit your business needs.

COVERAGE CHOICES

Listed autos only — covers those listed (scheduled) on the application

All “owned autos” — covers the vehicles scheduled on the policy and any others acquired during the term of the policy (and temporary substitute autos). There is no extra initial premium for this.

Any auto — the broadest coverage available, covering autos scheduled, autos later acquired, autos hired (or leased or borrowed) and autos not owned by the business but being driven by an employee on company business. There is an extra premium charge for the inclusion of hired and non-owned autos.

AVAILABLE COVERAGES

  • Auto Liability
  • Auto Medical Payments
  • Uninsured Motorists
  • Underinsured Motorists
  • Auto Physical Damage
  • Comprehensive
  • Collision

DRIVE OTHER CARS COVERAGE

Insurance that might be needed by employees who have regular use of a company car, including for their own personal use. The coverage is for their individual protection, rather than for the protection of your business or firm.

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