Crime Insurance

The size and nature of your operations will guide our recommendations for protection against threat of property and financial loss from criminal activity, inside and outside your premises. There is a choice of coverage plans, from the broadest blanket coverage to comprehensive crime insurance.

Coverage forms available on a crime policy can include:

  • Employee dishonesty
  • Forgery or alteration
  • Theft, disappearance, destruction
  • Robbery and safe burglary
  • Premises burglary
  • Computer fraud
  • Extortion
  • Premises theft and robbery outside
  • Lessees of safe deposit boxes
  • Securities deposited with others
  • Robbery and safe burglary, money and securities

It is important to recognize that these policies do not cover:

  • Dishonest or criminal acts committed by you or any partner whether acting alone or in collusion
  • Seizure or destruction of property by order of government authority
  • Indirect loss resulting from any covered act
  • Business income "type" losses
  • Cost to establish the existence or amount of loss
  • Expenses related to any legal action
  • Acts of war 
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