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Directors and Officers Insurance

Insure your business against claims for negligent acts and errors or omissions allegedly committed by current or former directors or officers of your corporation. 

Claims arise from a number of sources, including:

  • Dissident stockholders
  • Clients
  • Competitors
  • Employees
  • Government regulatory agencies

The nature of the claim might involve allegations that the directors or officers have been responsible for:

  • Loss of value of company stock from poor administration, poor judgment or inadequate supervision
  • Improper use of corporate funds, such as allowing excessive compensation to officers
  • Using their positions for personal gain
  • Failure to treat creditors equally and fairly
  • Anti-trust violations
  • Unwise investment of corporate funds
  • Misstatement of the corporation's financial position, or failure to disclose important facts to stockholders
  • Improper payment of dividends
  • Exceeding authority granted by the charter or by-laws 
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