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Windstorm Insurance

Upgrade your property with the latest and most effective wind-resistant construction, and you will have a stronger structure and a better opportunity to obtain windstorm and hail insurance coverage through the Texas Windstorm Insurance Association.

The Texas Windstorm Insurance Association (TWIA) was established by legislative mandate to provide wind and hail insurance for Texas gulf coast property owners in the event of catastrophic loss. TWIA’s purpose is to provide "basic" coverage unavailable in traditional markets for consumers who might otherwise be left uninsured. Policies are distributed to policyholders owning property in fourteen first tier counties (and parts of Harris county) along the Texas gulf coast through insurance agents, brokers and direct writers.

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