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Key Person Life Insurance

If a co-owner, critical leader or revenue-producing employee dies, Key Person Insurance can help the business weather the loss. This is life or disability insurance purchased by the business on a co-owner or employee and payable to the business.

Key Person Life Insurance is a vital part of a smart business continuation plan and helps pay for business losses resulting from the death, such as loss of clients, contacts or connections that drive revenue, the cost to hire and train a replacement, and lost sales or earnings. This coverage can help close the gap between employee loss and replacement.